Fees & Insurance
Prism believes in removing financial barriers to treatment because everyone deserves the same quality care regardless of income.
Payment Options
Below is information on our pricing plans and budget friendly options for care.
Insurance
Prism accepts the following insurance plans:
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CDPHP/CDPHP Medicaid
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Oxford
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Oscar
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Aetna
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Cigna
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United Healthcare
Open Path Collective
Open Path can be used by any client to ensure affordable care. It offers a one time fee of $65 that allows you to connect with any clinician with fees ranging from $40-$70 or any intern for $30.
Sliding Scale
Prism utilizes the Green Bottle sliding scale fee to ensure clients receive care that fits their budget. Our options include both a traditional sliding-scale and one for folx who feel open path does not support their financial need.
Self-Pay Program
For uninsured folx or folx that choose to waive the use of their insurance, we offer self-pay.
Our pay scale has been developed with clients and clinicians in mind to ensure quality care to all clients.
Open Path Collective is for any client that cannot afford typical rates for therapy, are uninsured or underinsured, and have an annual household income below $100,000.
Underinsured refers to people who have health insurance that does not include affordable in-network mental health benefits. This could be due to a high deductible and/or a copay higher than $70 per session for individual therapy (or higher than $80 per session for couples or family therapy).
Open Path gives folx a lifetime membership for a one time fee of $65. Supportive services fall within a range of $40-$70 with a licensed clinician or for $30 with our interns.
Self-Pay
Annual Income Under $50,000:
Intern - $60
45 minutes -$70
53- 60 minutes - $80
Annual Income $50-100,000:
Intern - $70
45 minutes - $90
53- 60 minutes - $100
Annual Income $100-150,000:
Intern - $80
45 minutes - $110
53- 60 minutes - $120
Annual Income $150,000 or more:
Intern - $90
45 minutes - $130
53- 60 minutes - $140
Green Bottle Program
Top of the Scale (or the left bottle):
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I am comfortably able to meet all of my basic* needs
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I may have some debt but it does not prohibit attainment of basic needs
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I own my home or property OR I rent a higher-end property
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I own or lease a car
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I am employed or do not need to work to meet my needs
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I have regular access to health care
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I have access to financial savings
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I have an expendable** income
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I can always buy new items
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I can afford an annual vacation or take time off
Middle of the Scale (or the middle bottle):
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I may stress about meeting my basic needs but still regularly achieve them
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I may have some debt but it does not prohibit attainment of basic needs
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I own or lease a car
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I am employed
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I have access to health care
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I might have access to financial savings
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I have some expendable income
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I am able to buy some new items & I thrift others
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I can take a vacation annually or every few years without financial burden
Bottom of the Scale (or the right bottle):
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I frequently stress about meeting basic needs & don’t always achieve them
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I have debt and it sometimes prohibits me from meeting my basic needs
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I rent lower-end properties or have unstable housing
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I do not have a car and/or have limited access to a car but I am not always able to afford gas
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I am unemployed or underemployed
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I qualify for government assistance including food stamps & health care
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I have no access to savings
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I have no or very limited expendable income
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I rarely buy new items because I am unable to afford them
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I cannot afford a vacation or have the ability to take time off without financial burden
Clients at the top of the scale are expected to pay the full cost of services.
Clients in the middle of the scale who cannot use their insurance benefits are eligible for services at 50% of the service cost.
Clients at the bottom of the scale who cannot use their insurance benefits are eligible for services at whatever they can afford per session.
The foundation of this model is trust that you accurately represent your economic situation. Please understand that my sliding scale spots are limited and need to be reserved for those who need them.
